Fed Up With Paying Taxes On Your Interest Earnings? Apollo-MVA * 6.05% Interest Rate Guaranteed Year 1 * Tax-deferred interest accumulation * Systematic withdrawals and lifetime income options available * Great for IRAs or non-qualified funds * No administrative fees or sales load Unerwritten by: Reliance Standard Life Insurance Company Home office: Chicago, IL Administrative Office: Philadelphia, PA The interest rate is guaranteed for the first policy year and includes 2% bonus interest. Thereafter, the minimum guaranteed interest rate is 3%. Rates subject to change. Policy form #s RSL-8276-1194, LRS-8823-0195, RSL-82771194, and LRS-8825-0195. Policy not available in all states. For complete details and description of all benefits and features, please refer to the policy. Ralston & Ralston Financial Services For More Information Contact: Duane Ralston (309) 862-4281 ext. 304 Scott Ralston (309) 862-4281 ext. 306 211 Landmark Dr. * Suite D2 Duane Ralston Normal, IL 61761 CLU Scott Ralston